R Jay Financial Services Ltd

About

Don't let you dream of first home get away. Let R Jay Finance to help you to fulfill your dream. Get your free Refinance and home purchase advice today.

Story

What we do

We specialise in the provision of life risk management services to our clients. Our services include:

1. Insurance Planning
Where the financial and lifestyle effects of a risk event occurring require the use of insurance, we work with you to develop a cost effective insurance solution to suit the circumstances. Because we are not aligned to any particular insurance company and have no business quotas to fulfil, we are able to recommend an insurance solution from a wide range of alternatives. This helps to ensure that any product we recommend is best suited to your particular need.

2. Mortgages
We can provide advice and a mortgage implementation service. We also have a debt reduction service which helps you manage you cashflow to ensure you pay the least amount of interest and get the mortgage paid off faster.


How we work

We will follow a simple 3-Step in order to understand and implement your insurance plan or mortgage requirements.

Step 1 – We find out about you and your current situation and discuss your needs based on the 5 insurable events and/or your.

Step 2 – We will then provide an assessment of your insurance or mortgage needs and discuss & agree how best to meet those needs.

Step 3 – We apply to the relevant insurance company or lender to amend, commence or cancel covers or loans as agreed.


Product Providers

We maintain agency agreements with the following:

Asteron Life, AIA, AMP, OnePath, Fidelity Life, Sovereign, Nib, Southern Cross, Partners Life, Stylecover, ANZ Bank, ASB Bank, BNZ Bank, Westpac Bank, co-operative bank, Sovereign Home Loans, NZCU, Cressida Finance, SBS Bank, Resimac home loans, DBR Finance and Liberty Finance.

We use an internal product selection process to choose the product and product provider that best suits your needs.